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OECD/INFE 2020 International Survey of Adult Financial Literacy

Twenty-six countries and economies across three continents (Asia, Europe and Latin America), including 12 OECD member countries, participated in this international survey of financial literacy, using the updated 2018 OECD/INFE toolkit to collect cross-comparable data.1 These survey results report the overall financial literacy scores, as computed following the OECD/INFE methodology and definition, and their elements of knowledge, behaviour and attitudes. Patterns of product awareness and holding are reported as an illustration of financial inclusion. A comprehensive section on the outcomes of financial education explores elements of financial resilience (defined by the availability of financial cushion, coping with a financial shortfall and stress, and behavioural traits promoting long-term planning and saving, keeping control over money, taking care with expenditure and avoiding financial fraud) and reports on a novel score of financial well-being. In response to the unprecedented crisis currently unfolding due to the COVID-19 pandemic this section also describes some of the counter measures taken by policy makers and some recommendations of further solutions/initiatives that can support consumers in difficult economic times. A section with tailored policy recommendations is offered at the end.

This report provides an analysis of the financial literacy data from 26 countries and economies. It primarily reports the financial literacy scores and their elements of knowledge, behaviour and attitude, as calculated using the OECD/INFE methodology and definition of financial literacy. The data used in this report are drawn from national surveys undertaken using the OECD/INFE toolkit and submitted to the OECD as part of a co-ordinated measurement exercise; as well as data gathered by the OECD as part of the OECD/INTE Technical Assistance Project for Financial Education in South East Europe. 4 Every effort has been taken to ensure that the data are largely comparable, but differences in sampling and data collection methods should be taken into account when considering the results.5 The international analyses presented here take into account responses from people aged from 18 and above. Sample sizes range from 1 000 to 84 000. 6 In total, 125 787 adults were interviewed using the same core questions. 

The report consists of:  

Section 1.

  • Financial literacy and its components:
    • Financial knowledge
    • Financial behaviours
    • Attitudes to longer-term financial planning  
  • Section 2. Financial inclusion measures
  • Section 3. Outcomes of financial education policies: Elements of financial resilience and financial well-being
  • Section 4. Potential vulnerable groups
  • Section 5. Lessons and policy recommendations

Please click the link below for the full source:

https://www.oecd.org/financial/education/oecd-infe-2020-international-s…

 

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