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EPALE - Pjattaforma Elettronika għat-Tagħlim għall-Adulti fl-Ewropa


Financial and Economic literacy of Migrant women for ENtrepreneurship INclusion

minn UK National Agency
Lingwa: EN


Female entrepreneur


Inclusive entrepreneurship for women 

Entrepreneurship development is an important requirement for achieving the goal of smart, sustainable and inclusive growth set out in the Europe 2020 strategy. Inclusive entrepreneurship policies and programmes are particularly relevant for women who continue to face challenges in the labour market and are under-represented in entrepreneurship activities (OCDE&E.C)

Effective and targeted business support schemes have an important role to play in supporting migrant women entrepreneurs and fostering their integration. Nevertheless, migrant women face specific challenges when setting up and running a business, including access to: information and training; networks for business purposes; and financial skills (EC.2016)


Financial literacy 


Financial growth
The OECD define financial literacy as a combination of the awareness, knowledge, skills, attitudes and behaviours necessary to make sound financial decisions and ultimately achieve individual financial wellbeing. Financial literacy improves migrant women’s management of their personal and household finances and empowers them to choose and access appropriate financial services and products, as well as to develop and manage entrepreneurial activities. The common barriers to migrant women improving their financial literacy fall into four broad categories: social and cultural; physical; educational; and financial.

Financial literacy is complementary with other skills more related with business management, including the economical skills. The combination of both types of skills can contribute to increase the survival rate of start-ups and business promoted by migrant women. Also, by improving financial literacy, other foundational life skills such as numeracy and literacy, communication and digital skills or information searching skills will also be improved, which, in turn, will improve confidence, generate good income and help migrant women to alleviate possible situations of exclusion and gain equal education and labour opportunities.


How FEMININ supports migrant women and their educators 

The aim of the FEMENIN project is to support adult education teachers and trainers to provide high quality learning opportunities in Financial and Economic literacy to migrant women, tailored to their needs and specifically designed to support their social and labour Inclusion through Entrepreneurship. The project will develop innovative OER and ICT-based methods and tools to improve the adult educator´s competences in teaching Financial and Economic literacy, numeracy and digital competences to migrant women.


Woman using a computer

To do so, an alliance of adult education and VET providers and experts, Public Administrations, NGOs and entities supporting migrant women from six countries (UK, Ireland, Spain, Romania, Turkey and Poland) will work together to lead the project and co-create and test the following innovative methods and freely accessible OER:
  • A European ECVET Curriculum (IO1) and a set of Training Modules (IO2) on teaching Financial and economic literacy of migrant women.
  • An innovative Mobile Instructional Learning APPs (IO3) designed to train adult education teachers and trainers to use and design multi-level Mobile Learning APPs (IO5).
  • A Multilingual e-learning platform (IO4), with innovative e-Learning courses and OER on ICT-based teaching methods for Financial and economic literacy of migrant women. 
  • A Guide for validation, certification & accreditation (IO6) of Financial and economic literacy education for migrant women in Europe.

Adult educators and teachers are target users of the project products and final beneficiaries are migrant women.

During the life time of FEMENIN project, the partnership will directly involve adult educators and teachers (partners staff / experts involved / target users in pilots), migrant women (in pilots) and stakeholders.

A wider audience, of a minimum number of recipients, will be reached at local, regional, national and European level through the planned dissemination activities.




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