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Financial education and long-term integration of refugees and migrants

Sprache: EN
Document available also in: LT

Eingesandt von Giulia COLOMBO

Beyond the necessary immediate humanitarian response, the successful integration of refugees also depends on how well they adapt to the economic and financial systems in host countries.  This includes the development of financial competencies to allow them to understand the new financial and social context, to make suitable financial decisions and to actively participate in economic and financial activities in their host countries.

Financial education can contribute to the longer term policies aimed at facilitating the integration of refugees in a post-crisis scenario. The provision of financial education, as a complement to supply-side financial inclusion initiatives as well as other education and health support, can support refugees and migrants by facilitating social and labour market inclusion as well as improve their (financial) well-being.

The briefing note identifies 3 types of barriers to financial inclusion:

  1. An underdeveloped financial services industry and financial consumer protection in the home and/or host country
  2. Cultural and social attitudes, trust and confidence
  3. Knowledge, skills and access to services, including education

The report ends with recommendations of key policy directions.

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Datum der Veröffentlichung:
Montag, 1 Februar, 2016
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